Unsuficiant or no accounting in private households, are a reason for lots of the problems within the monetary system.

Life would be better with a proper household

--> Budget
and
--> Accounting

--> Some basic understanding of how economy works.

--> Alternative solutions, such as:
Other payment methods, such as swapping and exchanging for other goods and services.
Accepting tickets and vouchers for goods.

--> Creating less dependency from the monetary system and from money. No or less dept and credits. Less mortgages and less rent. More ownership of houses and apartments.

--> Cutting costs and expenses. Spending, but spending less. Not spending, is bad for the global economy.

--> Not wasting energy, and saving energy costs: Clean and green energy, better isolation, etc.

--> Buying food and beverage with less package and plastic package materials.

Simply not accepting the monetary system, how it works today, creating more working poor people, and richer rich people. Food and shelter could be ensured, for a live time.
If you are a self learner, you can learn everything important in Internet. You don't need schools and universities. They might still be good for social contacts. I think, that schools and universities create problems, because they work hand in hand with the industry, and they don't make any efforts to change economy, or to make the world a better place. You don't learn, what is really important for live. You don't learn to be peaceful, to live within a community, and you don't learn how to prevent war. Because weapons, arms, and war is still a business, but should not be a business. Focus and spending on social projects, is better for the global community.

Etc.